{"id":2058,"date":"2023-05-21T17:02:00","date_gmt":"2023-05-21T17:02:00","guid":{"rendered":"https:\/\/survivingdiabetes.com\/?p=2058"},"modified":"2022-10-12T17:10:57","modified_gmt":"2022-10-12T17:10:57","slug":"how-to-assist-diabetics-with-medical-costs","status":"publish","type":"post","link":"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/","title":{"rendered":"How to Assist Diabetics With Medical Costs"},"content":{"rendered":"\n<p>There are a variety of programs available to help diabetics manage their health insurance costs. Some programs are free, while others require a co-payment. For example, there are several ways to save money on insulin and other medical treatments, including buying unused test strips or insulin pens. Many programs even offer help paying for part of the costs of a doctor's visit.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_63 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-660526df2845b\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-660526df2845b\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/#Buying_unused_test_strips\" title=\"Buying unused test strips\">Buying unused test strips<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/#Diabetes_assistance_co-pay_program\" title=\"Diabetes assistance co-pay program\">Diabetes assistance co-pay program<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/#Generic_diabetes_medicines\" title=\"Generic diabetes medicines\">Generic diabetes medicines<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/#Part_B_medical_insurance\" title=\"Part B medical insurance\">Part B medical insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/survivingdiabetes.com\/how-to-assist-diabetics-with-medical-costs\/#%E2%80%9CFree%E2%80%9D_diabetic_supply_schemes\" title=\"&#8220;Free&#8221; diabetic supply schemes\">&#8220;Free&#8221; diabetic supply schemes<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buying_unused_test_strips\"><\/span>Buying unused test strips<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589.jpg\" alt=\"\" class=\"wp-image-2064\" width=\"382\" height=\"255\" srcset=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589.jpg 1000w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589-300x200.jpg 300w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589-768x512.jpg 768w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589-390x260.jpg 390w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_2200114589-285x190.jpg 285w\" sizes=\"(max-width: 382px) 100vw, 382px\" \/><\/figure><\/div>\n\n\n<p>There are several options when it comes to buying unused test strips for diabetics. While some companies sell strips directly to consumers, most make their profits by returning them to retail pharmacies. These pharmacies resell the strips as new and bill the insurer for the cost. The insurance company then reimburses the pharmacy and demands a partial rebate from the manufacturer. One of the biggest companies that does this is Abbott Diabetes Care. It reports that about one in five strips purchased in the U.S. are sold this way, which means that they are losing more than $100 million per year.<\/p>\n\n\n\n<p>Another option for buying unused test strips is to look in the underground market. The downside of this approach is the risk of inaccurate readings. False readings can result in people receiving incorrect insulin injections or too much sugar. In some cases, a false reading could result in an amputation or stroke.<\/p>\n\n\n\n<p>If you're looking for an easy way to sell your test strips, consider selling them online. Most of these sites pay quickly and accept PayPal payments. The entire process is quick and easy, and the company will send you the money within 24 hours. It's also a great way to get some extra pocket cash to pay bills or save for a special occasion.<\/p>\n\n\n\n<p>You can also sell the test strips you no longer need to use to get extra cash. However, you have to make sure that they are in good condition to make a profit. You must also make sure that they are clean and free of bacteria and other harmful substances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diabetes_assistance_co-pay_program\"><\/span>Diabetes assistance co-pay program<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942.jpg\" alt=\"\" class=\"wp-image-2069\" width=\"333\" height=\"222\" srcset=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942.jpg 1000w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942-300x200.jpg 300w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942-768x512.jpg 768w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942-390x260.jpg 390w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_394960942-285x190.jpg 285w\" sizes=\"(max-width: 333px) 100vw, 333px\" \/><\/figure><\/div>\n\n\n<p>A diabetes assistance co-pay program can help people afford their insulin and other diabetes supplies. There are several ways to get access to this program. For instance, you can find free clinics near you through the National Association of Free and Charitable Clinics. Another way is to call your local hospital and inquire about this program.<\/p>\n\n\n\n<p>There are also various other programs to help pay for diabetes supplies. Before applying for these programs, you should learn more about the eligibility requirements and benefits offered by your insurance company. You can also check out prescription assistance programs from national drug store chains. These include CVS, Rite Aid, Wal-Mart, and Target.<\/p>\n\n\n\n<p>Many plans also include free diabetes screenings. Some also offer free diabetes management counseling. Another option is COBRA, which allows you to stay on your employer's health plan after leaving your job. You'll still pay your portion of the premiums, but your employer will cover the rest. This is an excellent way to receive a free diabetes screening, even if you're no longer employed.<\/p>\n\n\n\n<p>As the costs of diabetes medication and supplies continue to rise, there is financial help available. You can find these through your health insurance, patient support groups, and medicine assistance programs. Using these resources can make it possible to get the diabetes medication and supplies you need without breaking the bank. Although it may take some research, you can end up with huge savings!<\/p>\n\n\n\n<p>The Novo Nordisk PAP program was designed to provide free insulin and diabetes medicines to people who do not have insurance or are under 400 percent of the federal poverty level. The program included insulin, pens, and 10mL vials. Additionally, the program included several diabetes medications such as Adlyxin, Apidra, and Toujeo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Generic_diabetes_medicines\"><\/span>Generic diabetes medicines<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595.jpg\" alt=\"\" class=\"wp-image-2068\" width=\"345\" height=\"229\" srcset=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595.jpg 1000w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595-300x200.jpg 300w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595-768x511.jpg 768w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595-390x260.jpg 390w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_505545595-285x190.jpg 285w\" sizes=\"(max-width: 345px) 100vw, 345px\" \/><\/figure><\/div>\n\n\n<p>Using generic diabetes medicines can be a good alternative to brand-name drugs. They are affordable, effective, and can often be covered by insurance. The key to a successful treatment plan is finding a medication that will work for you. However, there are a number of side effects to be aware of when choosing a medication.<\/p>\n\n\n\n<p>The first thing to remember when using any medication is to follow the instructions on the label. Not taking a medication correctly can lead to serious side effects, such as complications that can cause kidney damage or heart failure. Taking these medicines as prescribed will greatly reduce the risks of these problems. It is also essential to follow the doctor's advice and follow any diet changes prescribed by the doctor.<\/p>\n\n\n\n<p>Using oral medicines to control diabetes is often an effective solution for people with type 2 diabetes. The use of these medications will help maintain a healthy blood sugar level and help people lose weight. Various combinations of oral diabetes medicines are available. Some are used in conjunction with insulin. Some may cause side effects, such as low blood glucose, so it is best to discuss these with your health care provider.<\/p>\n\n\n\n<p>Many insurers and drug companies have new patient assistance programs that help diabetics afford these medications. The American Diabetes Association also recognizes the need for affordable insulin. Although a lower grade version of human insulin may be available, the substance is not any less effective. Human insulin has been on the market for over 30 years. In the mid-1990s, newer analog insulins were introduced.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Part_B_medical_insurance\"><\/span>Part B medical insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354.jpg\" alt=\"\" class=\"wp-image-2067\" width=\"418\" height=\"279\" srcset=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354.jpg 1000w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354-300x200.jpg 300w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354-768x512.jpg 768w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354-390x260.jpg 390w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_622352354-285x190.jpg 285w\" sizes=\"(max-width: 418px) 100vw, 418px\" \/><\/figure><\/div>\n\n\n<p>Medicare Part B medical insurance for diabetics covers many of the prescriptions you would normally pay out of pocket for. This includes insulin and supplies you need to use insulin at home. In addition, some plans cover insulin pens and syringes. In addition, you can get antidiabetic drugs and insulin from your Part D plan. In some cases, you can even get inhaled insulin.<\/p>\n\n\n\n<p>Part B also covers home glucose monitors and supplies for them. It also covers supplies that are used to administer insulin, such as insulin pens, syringes, and needles. Part D also covers supplies you need to use with insulin, such as alcohol swabs, gauze, and other supplies. You can also get pneumococcal shots and some supplies needed to monitor your blood sugar levels.<\/p>\n\n\n\n<p>Injectable insulin supplies are covered by Medicare Part B, as well as Part D. However, you must make sure to get a prescription from your doctor. You should also find a pharmacy that accepts Medicare payment rates. Currently, there are 14 million Americans age 65 and older with diabetes. The condition can pose unique challenges for older adults and their families, and Medicare coverage helps ease these issues.<\/p>\n\n\n\n<p>As an additional benefit, Medicare Part B medical insurance for diabetics covers glucose monitoring equipment, including glucose monitors and test strips. You may also qualify for yearly wellness visits, which provide a way to monitor your condition and prevent complications from arising. The program also covers the cost of insulin, diabetic-related supplies, and foot exams.<\/p>\n\n\n\n<p>In addition to insulin, Medicare Part B also covers therapeutic shoes and insulin pumps. However, these supplies must be prescribed by a qualified health care professional and fitted by qualified individuals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%80%9CFree%E2%80%9D_diabetic_supply_schemes\"><\/span>&#8220;Free&#8221; diabetic supply schemes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_1420448165.jpg\" alt=\"\" class=\"wp-image-2070\" width=\"179\" height=\"268\" srcset=\"https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_1420448165.jpg 667w, https:\/\/survivingdiabetes.com\/wp-content\/uploads\/2022\/10\/shutterstock_1420448165-200x300.jpg 200w\" sizes=\"(max-width: 179px) 100vw, 179px\" \/><\/figure><\/div>\n\n\n<p>Until recently, many people with diabetes were unable to afford insulin and oral medications. The global health crisis and record unemployment rates in the US have combined to create a challenging financial situation. Because of this, some people have considered using patient assistance programs from insulin manufacturers to get access to free diabetic supplies.<\/p>\n\n\n\n<p>Getting diabetes supplies can be expensive without a National Health Service or insurance. However, there are various companies, medical centers, and state programs that provide free or low-cost medicine to diabetics. Before you begin your search for free or low-cost medicine, do some research. Then, compare prices and rewards programs to find the best prices. It may be best to purchase diabetes supplies online. Buying in bulk is also a good idea. Whether you choose to use an online pharmacy or a local pharmacy, remember to ask for samples and stick to your insurance provider's network to ensure that you receive a quality product.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are a variety of programs available to help diabetics manage their health insurance costs. Some programs are free, while others require a co-payment. For example, there are several ways to save money on insulin and other medical treatments, including buying unused test strips or insulin pens. Many programs even offer help paying for part [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2066,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[346,350,349,348,347,332],"_links":{"self":[{"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/posts\/2058"}],"collection":[{"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/comments?post=2058"}],"version-history":[{"count":1,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/posts\/2058\/revisions"}],"predecessor-version":[{"id":2071,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/posts\/2058\/revisions\/2071"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/media\/2066"}],"wp:attachment":[{"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/media?parent=2058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/categories?post=2058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/survivingdiabetes.com\/wp-json\/wp\/v2\/tags?post=2058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}